1031 Horizons only employs Independent Financial Advisors with significant experience and a past history of high achievement. We combine our financial, estate, and investment planning experience to complement the 1031 exchange needs of the real estate investor. When you work with us for your 1031 TIC exchange planning, you get more than just a real estate transaction, you get expert financial advice. This makes 1031 Horizons stand out from the crowd.

David A. Banister, CLU, ChFC
Director of Operations and Partner

Mr. Banister has been active in the financial services industry serving individual clients since 1987. In the past five years David opened Navy Federal Financial Group's Newport RI office for the largest credit union in the world. Mr. Banister also has been a featured guest in the recent past on the Money Matter$ radio show, has been quoted on CBS Marketwatch.com, and has written articles for a few local newspapers on financial planning topics including 1031 real estate exchanges. Mr. Banister has a significant amount of experience in investment management and estate planning for clients in several states.

David obtained his CLU and ChFC professional financial planning designations from the American College for financial planning in 1992 and 1995 respectively. In addition to being a co-founder and partner in Bellevue Investment Group, Mr. Banister co-founded 1031 Horizons to focus on real estate exchange solutions for investment property clients around the country. Mr. Banister has given numerous public seminars on various investing and real estate topics. David is a graduate of Skidmore College with a B.S. degree business-administration and finance. David is currently securities licensed in RI, MA, CT, CA, MI, TN, VA, and KS.

Marco. J. Capaldi
Director of Business Development and Partner

A Financial Advisor who has spent the last 9 years advising private clients fortunes with Investors Capital, Citizens Private Bank, and Janney, Montgomery, Scott LLC. A private client bond specialist with Citizens, Mr. Capaldi began offering other new alternatives to those seeking steady returns. Mr. Capaldi began advising clients on real estate lp's & tenant-in-common Investments as an independent advisor with Investors Capital Corporation. In 2003, when he and longtime associate David Banister founded the firm, he envisioned a small niche market to focus on which was conservative in nature and had the most immediate benefits to investors. He has spoken before many groups in RI & MA on the topic of investing.

Mr. Capaldi is a graduate of the Gabelli School of Business at Roger Williams University and is a member of the NAIFA (National Association of Independent Financial Advisors), National Association of Finance, and TICA (The Tenant-In-Common Association). He is licensed in the states of Rhode Island, Massachusetts, and Florida.

Michael Pimental
Senior Exchange Advisor

Michael has accumulated significant experience in the financial services and tax advantaged real estate industries, helping clients manage investment portfolios and tax liabilities in various capacities. In 2004 Michael served as Assistant Vice President for Meridian Investments, Inc. In this capacity Michael advised Fortune 500 corporate clients on tax planning strategies employing a variety of real estate and energy based tax credit programs.

Michael also served as Vice President of Meridian Capital Partners, LLC. With Meridian Capital Partners, Michael was involved in the 1031 Exchange industry and worked closely with several Tenant in Common structured replacement property product providers. During this time Michael was responsible for the analysis of proposed offerings that included Office, Multifamily, Retail, Industrial and other investment offerings. In addition, Michael worked with a network of Broker-Dealers around the country to develop a sales channel for the offerings of the product providers the firm represented.

With 1031 Horizons, Michael will focus on assisting and advising clients on possible replacement property solutions for 1031 real estate exchanges. Michael is a graduate of Stonehill College with a B.S. in Economics. Michael is Series 7 and 63 securities licensed in the states of RI and MA.